6 - Month Special Financing Options
Available on Instruments over $299*
12 - Month Special Financing Options Available on Instruments over $1500*
18 - Month Special Financing Options Available on Instruments over $4000*
* Deferred Interest Promotion also known as "No Interest if Paid in Full"
Financing Subject to Credit Approval
The interest accrues during promotional period and is deferred during the promotional period. To avoid paying the accrued finance charges, the entire balance must be paid off, in full, at the end of the promotional period.
If monthly payments are made by their due dates and the purchase is paid in full within the promotional period, interest is not assessed on the promotional purchase.
Minimum monthly payments are required, which may or may not pay off the promotional purchase by the end of the promotional period. This means in order to pay the promotion in full before the end of the promotional period, the cardholder may need to pay more than the minimum monthly payments. Minimum monthly payment calculation varies based on the account holder’s balance. Each billing statement will display the required total monthly payment due on the account.
If balance is not paid in full within the promotional period, the accrued interest is added to the account balance, and the balance will continue to bill interest at the account level Annual Percentage Rate until the balance is paid in full.
Cardholder may be charged fees for late payments.